For insurers it strike one as beings like the perfect system a way to significantly make possible claims in a hard market made all the worse at the continuing effects of 9/11 It's called credit scoring.

For insurers it strike one as beings like the perfect system a way to significantly make possible claims in a hard market made all the worse at the continuing effects of 9/11

It's called credit scoring. And it is a proces that claims to be able to predict, not the premium-paying potential for would-be insurance customers, further rather the likelihood of their having accidents and filing claims based, uniquely, upon their past credit history.

"Insurers are always looking for the best ways to mould risk. Credit scoring is that, a highly important measurement tool," says David Snyder assistant general